BUSINESS
TERM LOAN

An affordable business loan with extended term and relaxed repayment period suitable for business growth ?

Loan Upto ₹ 10 Cr

Starts at 10.5% p.a.

Easy Documentation

Relaxed repayment period

A maximum loan of upto Rs. 10.00 crores subject to need, based on performance and projections can be availed. ROI for this loan starts at 10.5% p.a. and has a maximum repayment period of 120 months (term loan). It also has a moratorium period of upto maximum 9 months.

Business Term Loan can be availed at all TBSB branches.

  • To meet the working capital requirement of the business activity.
    • To bridge the Net Working Capital.
    • For purchase of plant/construction/renovation of factory / offices / shop / godown.
    • For purchase of plant & machinery/equipment.
    • Financing repayment of high cost debts.
  • Loan Amount : Rs. 10.00 crores subject to need, based on performance and projections.
  • ROI : ROI for business loan starts at 10.5% p.a. For more details, you can also check this link
  • Tenure :
    • For working capital – 12 months subject to renewal based on performance.
    • For Term Loan – 36 months to maximum 120 months repayment period will be decided by the bank at its discretion on the basis of repaying capacity.
    • Moratorium Period – Upto a maximum of 6 to 9 months based on the business cycle.
  • Availability : Available at all TBSB branches If you wish to apply for education loan and start the process online, you can also fill up this form and we will conncet with you for further details.
  • Documents : Easy Documentation
  • Collatral Security Needed : Mortgage of immovable property.
  • Margin : 50% of fair market value of the property as per the valuation report.
  • Guarantor : Personal guarantee of the business entrepreneur and two guarantors with adequate Net worth and income commensurating with loan amount.

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